Authorized NBFC/Lender Partner Portal • Direct RE Account Transfers Only
National Toll-Free: 1800-MIDEXA-LOAN | Grievance Cell
RBI DIGITAL LENDING COMPLIANT PLATFORM

Fast, Transparent & Reliable Credit for Bharat

Empowering individuals, women entrepreneurs (JLG/SHG), and MSMEs with instant digital micro-credit, daily/weekly flexible repayments, and zero hidden charges.

Calculate Your EMI Agent / Manager Login
100% Paperless KYC
Direct Bank Transfer
Transparent KFS & APR
Loan EMI & Key Fact Calculator
Instant Key Fact Statement (KFS) Breakdown
₹50,000
₹5,000 ₹5,00,000
12 Months
3 Mos 36 Mos
14.0% p.a.
Estimated EMI

₹4,489

per month
Total Interest

₹3,873

over tenure
Total Payable: ₹53,873
Indicative APR: 15.5%
Apply with this Estimate ➔

₹50+ Crores Disbursed

Responsible Lending Volume

1,20,000+ Happy Borrowers

Borrowers Served Across Bharat

45+ Operating Branches

Pan-India Branch Presence

Instant

Direct RE Bank Transfer
Our Financial Products

Designed for Bharat's Diverse Financial Needs

Transparent terms, RBI compliant pricing caps, and zero prepayment penalties on individual microloans.

Microfinance & Group Loans (JLG / SHG)

Doorstep center-meeting lending for rural & semi-urban women entrepreneurs with joint liability security and flexible weekly/monthly repayments.

  • Joint liability guarantee
  • Weekly/Fortnightly Center meetings
  • Household income ≤ ₹3,00,000
Cycles: ₹15K – ₹80K
Personal & Instant Loans

100% paperless credit assessment for salaried and self-employed individuals with transparent APR and instant bank credit.

  • 24-Hour direct bank credit
  • 3 to 24 Months tenure
  • Paperless digital agreement
Up to ₹2,00,000
MSME & Small Business Loans

Working capital solutions for kirana stores, traders, and small workshops with daily or weekly micro-collection facilities.

  • Daily/Weekly UPI collections
  • Working capital financing
  • No collateral up to ₹5 Lakhs
₹50K – ₹5,00,000
Emergency Credit Line

Immediate short-term credit assistance during medical or operational contingencies with minimum documentation.

  • Medical/Urgent contingency
  • Instant priority verification
  • Short flexible cycles
₹10K – ₹40,000
Public Notice on Deposit Acceptance (Fixed / Recurring Deposits)

MIDEXA LOAN operates purely as a credit delivery, microfinance, and financial ERP technology provider. In strict compliance with RBI directives and Companies Act regulations, deposit acceptance (FD/RD) is statutorily gated and disabled. We do not invite or solicit deposits from the general public without validated statutory authorization.

Zero Ambiguity • 100% Governance

Engineered For India's Regulatory Standards

MIDEXA adheres to every tenet of the RBI Digital Lending Guidelines (DLG) & Digital Personal Data Protection (DPDP) Act.

Strict RBI DLG Adherence

All loan disbursements and collections flow strictly through Regulated Entity (RE) partner escrow accounts without third-party routing.

Secure Aadhaar Vault

Your identification numbers are masked and tokenized using cryptographic hashing. No plain Aadhaar is ever stored.

Transparent Key Fact Statement (KFS)

We share a complete KFS detailing the exact APR, all-inclusive fees, and cooling-off period before loan execution.

Customer Protection Mandate

Grievance Redressal & Nodal Officer

In accordance with the RBI Digital Lending Guidelines, customers have the right to register complaints regarding loan terms, recovery practices, or data concerns.

Principal Nodal Officer: Shri S. Mukherjee
Official Grievance Email: grievance@midexa.in
Dedicated Redressal Line: +91 11-4988-XXXX (10:00 AM – 6:00 PM, Mon–Fri)
Corporate Address: 101, Corporate Heights, Connaught Place, New Delhi - 110001
RBI Ombudsman Escalation

If your grievance is not resolved within 30 days of registration with our Nodal Officer, you may escalate your complaint to the Reserve Bank of India via the CMS portal:

Visit RBI CMS Ombudsman Portal